New York auto accident lawsuits Accident Law

A lawyer for car accidents is your advocate, making sure your side of the story is heard. He or she will discuss your case with the insurance company and then present your case front of a judge and jury if needed.

Some states use a tort liability system that is traditional and others have no fault or add on auto insurance laws. In any case, there are strict time limitations, referred to as statutes or limitations that have to be adhered to.

Fault

The process of determining fault is an essential element of the legal insurance claims process. In some cases, like rear-end collisions or other similar circumstances, it may appear evident, but in other instances, it's not. The state laws and the facts of each instance are used to determine the fault. Some states use pure comparative negligence. In this case, the percentage of blame you owe in an accident determines the damages you are able to claim.

Even if you're determined to be more than 51% accountable, you may still have the possibility of recovering certain damages through additional coverage such as MedPay or PIP policies. Additionally, certain states apply modified comparative fault. These laws permit injured motorists to use their own insurance coverage to cover expenses, even if they are found partially at fault for the accident.

In the aftermath of an accident, it's normal to feel a bit shaken up and to want to point the finger at the other person. However, doing this could result in costly mistakes over the long term. A skilled lawyer can help you avoid these mistakes and provide the information you require quickly and efficiently.

Damages

Damages are the compensations given to pay victims for financial losses caused due to the negligence of another person. This type of compensation may cover a variety of losses, such as medical costs, lost wages or income and property damage to vehicles. A skilled lawyer for car accidents will review receipts, invoices, auto accident law firms and other financial documents to calculate accurately the amount of damages you're due.

Non-economic damages can be difficult to quantify and can include intangible damages such as pain and suffering. This kind of compensation is usually subject to devaluation by insurance providers and it is essential that you consult a knowledgeable tort lawyer to ensure your damages are fairly valued.

In New York, if you suffered serious injuries or if your losses surpassed the limits of your insurance policy it is possible to escape the no-fault system, and sue for all of your non-economic and economic damages including pain and suffering. However, since New York is a comparative negligence state, your claim will be reduced by the percentage of fault that is assigned to you. A competent lawyer will do everything to maximize your claim for damages.

Statute of Limitations

In the event of a car crash the statute of limitations is the period in which you are required to sue to recover damages. Typically, it is three years, but may vary based on the kind of lawsuit and the state's laws.

Statutes of limitations are essential because they ensure that any claim made in court is investigated properly before the deadline expires. After that it could be impossible to locate witnesses. Physical artifacts like tire marks and auto accident law firms debris could disappear or get eroded and public records could be lost.

Witnesses also tend to lose important information with the passage of time. For instance it's not realistic to expect eyewitnesses to recall specific details about a car accident that occurred 15 years ago. A statute of limitations prevents plaintiffs from bringing a lawsuit too quickly after the incident, since it could bias the jury against them. It's important to contact a New York auto accident lawyer as soon as possible and begin the process.

Insurance

New York law requires all drivers to have car insurance. This type of insurance pays the policyholder's and passengers' financial losses, regardless of fault. This is referred to as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance provides compensation if a victim is injured by an uninsured or underinsured driver or in a hit-and-run accident. UM/UIM is usually offered with minimum limits of $25,000 per person and $50,000 per accident.

Bodily Injury Liability protects the policyholder if they are sued by a third party for damages, like medical bills or property damage. Third parties can also claim suffering and pain for injuries that are serious enough. The majority of third party claims, however are resolved by insurance companies. A competent lawyer can help you recover the maximum amount of damages.

Contact an attorney

Car accidents are stressful and costly. From car damage to medical bills to lost wages they can be costly. A lawyer can help determine the person responsible for the accident and pursue compensation from the responsible party.

A lawyer can also make sure that your claim covers your entire expenses and losses. They will take into account your current and future expenses, as well as emotional and physical suffering. They will also take into account the impact of your injuries on your life quality.

In New York, you may be able to claim compensation under your policy's Uninsured Driver coverage (UM) in the event that the negligent driver was not insured or only carried the minimum amount required by the law. An attorney can provide you with this option.

It is crucial to find an experienced and knowledgeable auto accident law Firms accident lawyer. Their training and experience put them in a better position to get you the compensation you deserve. Your lawyer will let the insurers of the defendants know that you are willing to take on the case. This can lead to an increase in the settlement offer.